Financing for dental practices.
A new chair or a full operatory can grow your practice, but the cost hits all at once. For dental practices across Louisiana and Texas.
We know how dentists really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeNew chairs and units cost a fortune.
The fair fixFast funding for operatories, chairs, and handpieces.
The squeezeSlow seasons squeeze your cash flow.
The fair fixInterest-only options give you breathing room when patients are fewer.
The squeezeA daily-debit MCA drains your account.
The fair fixFixed monthly payments you can plan around, not daily withdrawals.
What dentists owners use it for
Put the capital where it moves the needle most.
Dental chairs and units
Digital X-ray and imaging
Operatory build-outs
Practice management software
Payroll and hygienists
Supplies and instruments
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your dentists business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
