Working capital for specialty meat stores.
Cured and aged inventory ties up cash for months, and the holidays demand your biggest buys of the year. Serving ham and specialty meat stores across Louisiana and Texas.
We know how ham & specialty meat stores really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeCuring inventory ties up cash for months.
The fair fixWorking capital to carry aging stock without draining your everyday cash flow.
The squeezeHoliday demand needs huge early buys.
The fair fixFast funding to stock up before the holiday rush and never run short.
The squeezeA cooler failure can ruin premium stock.
The fair fixFast funding to repair refrigeration on fixed payments, not a daily merchant debit.
What ham & specialty meat stores owners use it for
Put the capital where it moves the needle most.
Curing & smoking equipment
Walk-in coolers & freezers
Slicers & wrapping tools
Bulk & specialty inventory
Gift & shipping packaging
Storefront build-outs
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your ham & specialty meat stores business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
