Funding that keeps your hotel full.
Occupancy swings, room refreshes, and slow months shouldn't wait on a bank. Serving hotels nationwide.
We know how hotels really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →SBA 504 Loan
Own your building. Grow your business.
See terms & details →Commercial Real Estate Loan
Financing for income-producing and owner-occupied property.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeOccupancy dips wreck your cash flow.
The fair fixGet funding with interest-only options so slow months don't sink you.
The squeezeRoom renos can't wait for a bank.
The fair fixDecisions in 24 to 48 hours and many deals fund in under a week.
The squeezeDaily-debit advances drain you dry.
The fair fixFixed, predictable payments instead of a merchant cash advance.
What hotel operators use it for
Put the capital where it moves the needle most.
Room renovations
FF&E upgrades
Seasonal staffing
HVAC and pool repairs
Booking and PMS tech
Lobby and amenity refresh
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for hotels
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your hotel?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
