Funding that keeps your frames in focus.
Designer frames and lens equipment cost real money, and insurance reimbursements land long after you pay for the goods. Serving optical and vision stores across Louisiana and Texas.
We know how optical & vision stores really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeInsurance pays weeks after you fill orders.
The fair fixWorking capital to bridge the gap between service and reimbursement.
The squeezeDesigner frame lines demand cash up front.
The fair fixFast funding to stock the brands your patients ask for by name.
The squeezeLens lab gear carries a heavy price tag.
The fair fixFixed, predictable payments that fit the way your practice earns.
What optical & vision stores owners use it for
Put the capital where it moves the needle most.
Designer frame inventory
Lens finishing equipment
Exam room instruments
Contact lens stock
Point-of-sale and EHR systems
Showroom display cases
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your optical & vision stores business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
