Funding that fits your niche.
Your one-of-a-kind inventory sets you apart, but sourcing it takes cash your day-to-day sales cannot always cover. Serving specialty retail stores across Louisiana and Texas.
We know how specialty retail stores really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeUnique inventory takes cash to source.
The fair fixWorking capital to stock the specialty goods your customers can't find elsewhere.
The squeezeSeasonal swings make cash flow bumpy.
The fair fixFlexible, interest-only options to smooth out your slower stretches.
The squeezeA daily-debit MCA doesn't fit your rhythm.
The fair fixFixed, predictable payments so you always know what you owe.
What specialty retail stores owners use it for
Put the capital where it moves the needle most.
Specialty inventory sourcing
Seasonal buying runs
Storefront and display fixtures
Point-of-sale systems
Online store setup
Marketing and signage
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your specialty retail stores business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
