Capital to grow your barbershop.
Whether you're adding chairs or opening a second location, you need money that moves as fast as your shop does. For barber shops across Louisiana and Texas.
We know how barber shops really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeYou want to add chairs but cash is tight.
The fair fixFund new stations quickly and start booking more cuts within the week.
The squeezeA daily-debit lender is choking your cash.
The fair fixSwitch to fixed, predictable payments that never surprise you overnight.
The squeezeEquipment breaks at the worst time.
The fair fixGet funded in days to replace clippers, chairs, or gear without missing a beat.
What barber shops owners use it for
Put the capital where it moves the needle most.
Additional barber chairs
Clippers, trimmers, and tools
Second location buildout
Booth and shop renovation
Booking and POS systems
Retail grooming products
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your barber shops business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
