Fund the plants and the payroll.
You buy plants, mulch, and materials and run big crews weeks before the property manager cuts a check. Serving commercial landscaping and design firms nationwide.
We know how landscaping businesses really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Equipment Financing
Get the equipment. Keep your cash.
See terms & details →Equipment Sale-Leaseback & Cash-Out
Turn paid-off equipment into working capital.
See terms & details →Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Invoice Factoring
Get paid now, not in 60 days.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeMaterials come out of your pocket first.
The fair fixFund plants, mulch, and hardscape up front so a big job never stalls on cash.
The squeezeWork is seasonal, bills are not.
The fair fixChoose flexible, interest-only options to smooth out the slow months.
The squeezeA worn-out mower or truck goes down.
The fair fixFund the equipment fast so your crews stay on schedule and out working.
What owners use it for
Put the capital where it moves the needle most.
Plants and materials
Trucks and equipment
Payroll and subs
Bridging unpaid invoices
Marketing
Yard and warehouse
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for commercial landscaping & design
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most deals here are secured by equipment, trucks, receivables, or property — but if you need cash-flow financing, that path qualifies differently.
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your landscaping business?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
