Working capital for distilleries.
Spirits age in barrels for years, tying up cash long before a bottle ever earns you a dime. Serving distilleries nationwide.
We know how distilleries really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Equipment Financing
Get the equipment. Keep your cash.
See terms & details →Inventory Financing
Turn inventory into working capital.
See terms & details →Equipment Sale-Leaseback & Cash-Out
Turn paid-off equipment into working capital.
See terms & details →SBA 7(a) Loan
The most flexible SBA loan there is.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeAging spirits lock up cash for years.
The fair fixWorking capital to carry barrels through the aging window without starving cash flow.
The squeezeStills and barrels demand big up-front buys.
The fair fixFixed, predictable payments for stills and barrels instead of a daily merchant debit.
The squeezeBottling and labeling costs pile up.
The fair fixFast funding for bottling lines and packaging so you can get product to market.
What distillers use it for
Put the capital where it moves the needle most.
Stills & fermentation tanks
Oak barrels & aging space
Bottling & labeling lines
Bulk grain & botanicals
Tasting room build-outs
Distribution & logistics
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for distilleries
Run the numbers
From our insights
What it takes to qualify
Most deals here are secured by equipment, trucks, receivables, or property — but if you need cash-flow financing, that path qualifies differently.
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your distillery?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
