Working capital for distilleries.
Spirits age in barrels for years, tying up cash long before a bottle ever earns you a dime. Serving distilleries across Louisiana and Texas.
We know how distilleries really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeAging spirits lock up cash for years.
The fair fixWorking capital to carry barrels through the aging window without starving cash flow.
The squeezeStills and barrels demand big up-front buys.
The fair fixFixed, predictable payments for stills and barrels instead of a daily merchant debit.
The squeezeBottling and labeling costs pile up.
The fair fixFast funding for bottling lines and packaging so you can get product to market.
What distilleries owners use it for
Put the capital where it moves the needle most.
Stills & fermentation tanks
Oak barrels & aging space
Bottling & labeling lines
Bulk grain & botanicals
Tasting room build-outs
Distribution & logistics
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your distilleries business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
