Working capital for food gift basket shops.
Corporate and holiday orders arrive in waves, so you stock baskets and goods long before the invoices get paid. Serving food gift basket shops across Louisiana and Texas.
We know how food gift basket stores really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeCorporate orders pay long after delivery.
The fair fixFast funding to build and ship big orders while you wait on the invoices to clear.
The squeezeHoliday inventory buys hit all at once.
The fair fixWorking capital to stock baskets and goods for peak season without emptying the bank.
The squeezeOff-season months slow to a crawl.
The fair fixInterest-only options for the slow stretch so fixed payments ease when orders thin out.
What food gift basket stores owners use it for
Put the capital where it moves the needle most.
Baskets & packaging materials
Bulk gourmet inventory
Refrigerated storage
Assembly & workspace
Shipping & fulfillment
Seasonal staff
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your food gift basket stores business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
