Funding that keeps every tail wagging.
Food, livestock, and supplies move constantly, and you need capital to keep the shelves and tanks full. Serving pet stores across Louisiana and Texas.
We know how pet stores really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeBulk food orders tie up your cash.
The fair fixWorking capital to stock deep and capture supplier volume pricing.
The squeezeLive animal care runs up costs fast.
The fair fixFast funding to cover feed, habitats, and vet needs without the pinch.
The squeezeA daily-debit MCA strains your cash flow.
The fair fixFixed, predictable payments instead of a daily hit to your register.
What pet stores owners use it for
Put the capital where it moves the needle most.
Pet food inventory
Aquarium and habitat setups
Live animal stock
Grooming station equipment
Toys and accessory buys
Store expansion
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your pet stores business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
