Working capital for prepackaged meal shops.
Steady prep, cold storage, and packaging all demand cash before the week's meals sell through. Serving prepackaged meal shops across Louisiana and Texas.
We know how prepackaged meal shops really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeCold storage and packaging costs add up fast.
The fair fixFast funding for coolers and sealing equipment so every batch stays fresh and ready.
The squeezeGrowing subscriptions outrun your kitchen.
The fair fixWorking capital to scale prep space and staff as your order count climbs.
The squeezeBulk ingredient buys tie up your cash.
The fair fixFixed, predictable payments to buy in bulk without a daily debit draining your account.
What prepackaged meal shops owners use it for
Put the capital where it moves the needle most.
Refrigeration & cold storage
Sealing & packaging machines
Bulk ingredient orders
Prep kitchen space
Delivery & logistics
Labeling & branding
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your prepackaged meal shops business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
