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For everyone else who knows business owners

You know business owners. That's all it takes.

Consultants, coaches, past clients, loan brokers, chambers and anyone owners trust. Introduce a business to Capco Capital: our commercial lending advisors find the right fit in our lender network, and you receive 25% of our fee when it funds.

Become a PartnerFREE · ABOUT 2 MINUTESHow it works

25% of our fee Free to join · No obligation · About 2 minutes

A local business owner opens the door to her shop

Work for a bank or credit union? If you're an officer, employee, agent or attorney of a bank or credit union, the bank page is the one for you. No fee applies, by design. Go to the bank page →

Situations you see every week

People who make great introductions

Consultants and coaches

You're helping an owner plan the next step, and the plan needs capital behind it.

Past clients

You've worked with us. Your peers will trust your word more than any ad.

Loan brokers and ISOs

Files that don't fit your box still deserve a home. We agree a split per deal before anything is submitted.

Chambers and connectors

Associations, networking groups and the person everyone in town calls first.

How it works for you

Three steps, and you never work a file

  1. Tell us who you know

    Sign up in about two minutes, or send one business without joining.

  2. Send them over

    From your portal in about two minutes, with your personal link, or with a quick call. We reach out respectfully and do the work.

  3. Follow it to funded

    Your portal shows every introduction step by step, with the deal size and your estimated fee, from Received to Funded.

Your referral fee

25% of our fee when it funds

You receive 25% of our fee on every funded deal you introduce. Loan brokers agree a split per deal before submission instead.

  • Earned when a deal you introduced funds, and paid after we're paid, with a current W-9 on file.
  • Never added to the loan or charged to the borrower, and disclosed to the borrower in writing.
  • You introduce only: no quoting rates or terms, and no presenting lender offers.
What your client gets

Real help, not a sales pitch

A Capital Position Report

A plain-language read on where the business stands with lenders, built from public records and their own numbers, and what would make the file stronger.

An honest read

If it's a fit, we say so and get to work. If it isn't, we tell them why and what would change it. No runaround.

The right lender, not just any lender

We match the request to lenders in our network that fit it. Real business financing, never a merchant cash advance dressed up as a loan.

Your numbers

What could you earn?

Set the sliders to match the business owners you know, and see what your introductions could add up to.

Your estimated fees a year

Estimated fees: $12,000 a year, about $1,000 a month. About 10 funded deals a year.

Assumes Capco Capital earns about 2% on a funded deal; your share is 25% of that. Illustrative, not a promise; actual fees depend on what funds.

Partner portal dashboard showing sample fees earned, fees paid and the pipeline
Your dashboard Fees earned, paid and still in the pipeline, at a glance.
A sample deal in the partner portal with its milestone track and estimated fee
Every deal, step by step From Received to Funded, with dates and your estimated fee.

Real portal screens with sample data from the demo, not a real partner's deals or fees. See the full portal tour →

Become a partner

Sign up now. It takes about two minutes.

Fill this in and accept the partner agreement. Van reviews every application personally and emails your portal sign-in once you're approved. Free to join, no obligation.

Apply to be a referral partner

Read the Referral Partner Agreement

Referral Partner Agreement · version 2026-10-08.1

1. Who this is between

This agreement is between Capco Capital LLC ("Capco Capital", "we") and you, the referral partner. Capco Capital LLC is a commercial lending advisor. We are not a lender: we advise business owners and arrange financing through our lender network.

2. What you do: introduce, nothing more

You introduce business owners who may need commercial, business-purpose financing. That is the whole job. You do not negotiate loan terms, quote rates, obtain or present loan offers, give credit or financial advice, take applications or documents, or promise anyone an approval. You never collect a fee, deposit or anything else of value from a borrower. You are not our employee, agent or broker, and you don't speak for us.

3. Permission to contact

Before you send us a business, the owner must have agreed to be contacted by Capco Capital LLC about financing. Each time you refer a business you confirm that they did. We contact them ourselves; your introduction is not marketing consent for anything else.

4. Your referral fee

Capco Capital LLC pays a referral fee only when a deal you introduced actually funds, and only after we have been paid. The amount follows the fee schedule we set with you and show in your partner portal. Any estimate shown before a deal funds is only an estimate: the fee is figured from what we are actually paid. No fee is owed on a deal that doesn't fund, and fees apply to commercial, business-purpose financing only, never to residential mortgages or any real-estate transaction. Where a state's law doesn't allow a fee to an unlicensed referrer on a particular loan, no fee applies to that loan. Any fee paid is disclosed to the borrower. We pay fees only once we have a current, signed Form W-9 from you on record (renewed every 12 months); earned fees wait for it.

5. Keeping the fee clean

You confirm you aren't making an introduction as an officer, employee, agent or attorney of a bank, credit union or other financial institution for the business you refer. If you are, tell us: that introduction belongs in our bank lane, where no fee applies to anyone. If you work for someone else, you have your employer's written consent to receive this fee. If you sell the equipment or service being financed, the fee is never added to your price, and if a lender also pays you a dealer reserve on the deal, tell us so both are disclosed, or no fee applies. If you sell insurance, the fee is never tied to an insurance sale, and your client stays free to buy any insurance a lender requires from any agent they choose. If you prepare tax returns, never send us a client's tax return information without their signed consent under IRC § 7216; the easiest path is for your client to upload documents to us directly.

6. Where we work

We arrange financing nationwide except California. Please don't refer California businesses: we will decline them, and no fee applies.

7. Your portal

Your partner portal shows the businesses you referred, where each one stands, the deal size, the property address on real-estate deals, and your fee. The borrower's financials, documents, credit and lender details stay private between them and us, and are never shared with you. Keep what you see about a referred business confidential, and keep your sign-in to yourself.

8. Promotion rules

You may share Capco Capital content and your personal referral link wherever and as often as you like. Because you earn a fee, every post must clearly disclose it: keep the disclosure line we provide ("#ad · I earn a referral fee from Capco Capital if you're funded through my link.") where people will see it. You may add your own voice, but don't change what a post says about financing, and never state or imply rates, terms, approvals or guaranteed funding. Don't target or promote to California. Never collect anyone's financial information yourself; people apply with us directly. We may ask you to edit or remove a post that doesn't follow these rules.

9. Ending it

Either side can end this agreement at any time by telling the other in writing. A fee already earned on a deal that funded from your introduction is still paid.

Van reviews every application personally. Once you're approved you'll get an email with your portal sign-in. No cost, no obligation.

Questions

Straight answers

When is the referral fee paid?

After a deal you introduced funds and we've been paid, with a current W-9 on file. Your portal shows an estimate while it's in the works, then earned, then paid.

Do I have to do anything besides the introduction?

No. You introduce, we do the work. You never collect documents, quote terms or give credit advice, and the owner's financials stay between them and us.

Which businesses can I refer?

Businesses that need commercial, business-purpose financing, anywhere in the U.S. except California. Not residential mortgages or personal loans.

I'm not sure I fit any of these.

That's what this page is for. Sign up, tell us who you talk to, and Van will work out what fits. Or call us first.

Something else? Call (337) 270-2036 and ask for Van.

Capco Capital LLC is a commercial lending advisor, not a lender. We arrange commercial, business-purpose financing through our lender network, nationwide except California; credit decisions are made by the lenders. Referral fees apply only to funded commercial, business-purpose deals, never to residential mortgages or real estate transactions. They are paid after we're paid with a current W-9 on file, are never added to the loan or charged to the borrower, and are disclosed to the borrower in writing. Partners introduce only: they never quote, obtain, present or negotiate financing terms. If you refer as someone's employee, we'll ask for your employer's written consent before any fee. Officers, employees, agents and attorneys of a bank or credit union belong on our bank page: no fee ever applies to them or their institution. Calculator figures are illustrative, not a promise: actual fees depend on what funds.

See What You Qualify ForNo credit impact · No obligation · 2 min